Lasting Legacy Team

Michael B. Osadchey
Michael B. Osadchey
President and C.E.O.

Mike has devoted more than 25 years advising older Americans in preserving their wealth through proper financial planning has been very active on medical advisory boards across the State of Florida. He is very involved in community fundraising campaigns for maintaining healthy independent living for the elderly, as well as assistance for victims of Alzheimer’s and other debilitating diseases. In addition to his work with many local organizations he is an approved Financial Advisor, a member of the National Association of Geriatric Care Managers, the National Committee on Planned Giving (NCPG), and the National Ethics Association (www.ethics.net). Michael has spent the last 14 years guiding clients through the Medicaid Eligibility process. He is the author of “Insiders Secrets to Qualifying for Medicaid without going broke.”

Garrett Howard
Garrett Howard
Retirement Income Specialist

W. Garrett Howard specializes in providing planning and guidance for those who are seeking a better lifestyle in retirement. Whether you have a retirement nest egg of five million or $50,000, I can help you make sure it works as hard and as smart as you did in earning and saving it. If you’re typical, your retirement could last as long as 30 years and you simply cannot afford to make mistakes with your retirement money and run the risk of ruining your lifestyle during your leisure years.

I have helped literally thousands of individuals and couples, at all economic levels, to enjoy a worry free retirement knowing that their money is safeguarded, plus working hard and smart, and ready for them when needed. Our motto is “NEVER RISK PRINCIPLE”! My primary specialty is Indexed Universal Life Insurance used as a TAX FREE RETIREMENT VEHICLE I can show you how to take qualified accounts (IRA, 401k etc) and convert them to the Life Policy and let the policy pay the taxes instead of you. Turn qualified accounts into non qualified.

Fixed Indexed Annuities is my other specialty and because they can never lose principal regardless of what the market does this is a great tool for retirement. Schedule an apointment with us and I promise I will show you strategies that you have never heard about and ways to change your financial portfolio for the better!

Chel Cinnamon
Chel Cinnamon
Senior Medicaid Liaison

Chel has dedicated more than twenty years of her professional career as a public servant.  She persevered in her career in public service as an employee with the Dept. of Children & Families.  Within six months she was promoted to the position of Fraud Investigator for Pasco County on a full-time basis.  She excelled as a fraud investigator for over 10 years.  Chel has over 18 years Medicaid experience in Pasco, Hillsborough and Pinellas Counties.

Linda Bishop
Linda Bishop
Medicaid Eligibility Specialist

Linda was employed with the State of Florida for 25 years in several agencies and positions related to social services.  Her experience is varied including training and supervision of staff, management of payments, eligibility, rules and regulations, as well as case work for the State of Florida Medicaid program.  Linda has over 25 years Medicaid experience.  Her last position held was Operations Program Manager for Adult Payments, including Medicaid, in the Sun Coast Region.

 

Liz Samburgh
Liz Samburgh
Marketing and Office Manager

Liz assists new clients, maintains client relations, advertising, demographic research and provides assistance to clients on Medicaid eligibility and processing of VA benefits. She also coordinates client/staff appointments, presentation scheduling as well as document processing and storage.  Liz has over 7 years of Medicaid experience.